Add a failing test case for new Phortune account initialization

Summary:
Ref T12451. Ref T12484. I think D17657 fixed this, but caused the bug in D17690. The fix for that causes this bug again.

Put a unit test on it. This test currently fails; I'll correct the bug in the next change.

Test Plan: Ran arc unit, saw a failure.

Reviewers: chad

Reviewed By: chad

Maniphest Tasks: T12484, T12451

Differential Revision: https://secure.phabricator.com/D17691